Financial Results
|
Comparative Progress Statement (Rs. In Lakhs) |
||||||||||
SL. No |
Particulars |
2016-17 |
2017-18 |
2018-19 |
2019-20 |
2020-21 |
2021-22 |
2022-23 |
2023-24 |
2024-25 |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
|
1 |
Share Capital |
3022.67 |
3458.85 |
3873.58 |
4180.65 |
4636.74 |
5003.37 |
5784.33 |
6163.38 |
6242.46 |
|
2 |
Reserves and others |
6014.25 |
6363.90 |
6785.81 |
6825.77 |
7277.63 |
7824.10 |
8314.06 |
9014.87 |
10719.97 |
|
3 |
Own Funds |
6563.51 |
7423.18 |
7946.84 |
9039.07 |
10123.45 |
10210.00 |
13123.96 |
14405.26 |
14200.61 |
|
4 |
Deposits |
90244.73 |
121447.17 |
123311.03 |
133266.30 |
149297.2 |
162607.30 |
173214.76 |
191587.23 |
209492.21 |
|
5 |
Borrowings |
28602.07 |
27563.19 |
32361.12 |
42439.78 |
73685.94 |
72941.84 |
71918.03 |
72854.96 |
52042.48 |
|
6 |
Investments |
37155.49 |
35065.75 |
49821.41 |
56519.64 |
80137.03 |
81183.96 |
81379.86 |
83638.42 |
61756.45 |
|
7 |
Loans & Advances Issued |
87495.39 |
110218.18 |
90325.32 |
139864.16 |
165790.3 |
179574.50 |
194973.83 |
208647.32 |
238750.21 |
|
8 |
Loans & Advances O/S |
81391.31 |
94536.07 |
106379.93 |
121284.73 |
143582.4 |
155653.43 |
168100.06 |
183476.72 |
202711.70 |
|
9 |
Working Capital |
119975.40 |
131889.33 |
146122.92 |
175277.77 |
236905.66 |
250881.32 |
265513.49 |
284947.30 |
281844.90 |
|
10 |
Yield on Assets % |
8.36 |
8.33 |
7.69 |
7.80 |
7.57 |
6.87 |
7.21 |
7.74 |
7.68 |
|
11 |
Gross Margin % |
2.36 |
2.68 |
2.39 |
2.32 |
2.42 |
2.11 |
2.51 |
2.75 |
2.42 |
|
12 |
Net Margin % |
0.22 |
0.20 |
0.04 |
0.42 |
0.53 |
0.19 |
0.33 |
0.53 |
0.36 |
|
13 |
Gross Income |
10176.25 |
11230.98 |
11672.46 |
14258.65 |
15928.32 |
17108.71 |
18834.66 |
20965.52 |
22686.80 |
|
14 |
Net Profit |
259.66 |
459.79 |
37.82 |
214.14 |
639.49 |
450.63 |
845.26 |
1410.93 |
929.45 |
|
15 |
Recovery % |
96.51 |
98.05 |
70.08 |
97.77 |
98.42 |
97.71 |
97.76 |
97.58 |
98.27 |
|
16 |
Audit Classification |
"A" |
"A" |
"A" |
"A" |
"A" |
"A" |
"A" |
“A” |
“A” |
|
17 |
NPA % |
4.19% |
4.02% |
3.79% |
3.42% |
3.78% |
3.90% |
3.87% |
3.95% |
4.61% |
|
18 |
CRAR |
9.24 |
10.52 |
10.03 |
9.68 |
9.40 |
9.09 |
9.64 |
10.05 |
10.31 |
|
19 |
Net NPA |
2.32 |
2.29 |
1.19 |
1.14 |
2.10 |
2.06 |
2.03 |
2.39 |
2.75 |
|